Campfire enables finance teams to set and enforce customer credit limits based on configurable scoring criteria including payment history, order volume, and external credit ratings. The system continuously monitors each customer's total exposure against their approved limit and automatically flags or blocks transactions that would exceed thresholds. Credit review workflows route approval requests to designated managers with full account context for faster decision-making.
By enforcing credit policies consistently across all customers and sales channels, Campfire significantly reduces exposure to bad debt. Automated alerts notify teams when customers approach their limits or show deteriorating payment patterns, enabling early intervention. The result is a healthier receivables portfolio with fewer write-offs and more predictable cash collection.
Comprehensive credit dashboards provide visibility into total credit exposure across the customer portfolio, utilisation rates, and concentration risk by industry or region. Finance leaders can analyse trends in credit limit adjustments, approval rates, and correlations between credit scores and actual payment performance. These analytics inform strategic credit policies that balance revenue growth with acceptable risk levels.
Why Campfire Stands Out
